When someone dies, their estate is responsible for any debts. This means that any outstanding debts will usually be repaid using money or property remaining in the estate before any inheritance is paid to beneficiaries.
Debt isn’t inherited in the UK, which means that family, friends or anyone else cannot become responsible for the individual debts of the deceased.
You’re only responsible for the deceased person’s debts if you had a joint loan or agreement or provided a loan guarantee.
A common misconception is that any credit card debts are automatically written off. Instead, any individual debts must be paid using the money the deceased has left behind. Only if there isn’t enough money in the estate may the debt be written off
No, but it is crucial that your executor knows where the original, signed copy is stored.
Generally, it becomes a public document once it is sent to a probate registry
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